How Much Can I Borrow?
The major factors that affect the amount you can borrow are based on your income, outstanding loan or credit card commitments, age and the size of your deposit. In addition to this each Bank or Building Society have their own specific lending criteria. The difference how much one lender will advance based on identical information can be significant - and it might be the difference between you buying the home you really want... or not.
To get an accurate tailored figure matching your circumstances to the most appropriate lender, we recommend that you contact us. Why not call or use our online mortgage enquiry form to make an appointment for us to call you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
On mortgages where commission is paid (broker mortgage products) there is no charge for advice. On mortgages where we do not receive commission from the lender (direct to lender deals) we charge a fee. For arranging a mortgage up to £250,000 there is a fee of £395 and for a mortgage in excess of this figure the fee is £495. These fees are payable on completion.